Bankruptcy Law FIrm in Washington, PA Advising You of Your Best Options
There are many reasons that people file for bankruptcy. Mounting bills, job loss, and health care costs all contribute to financial trouble. It may seem that rising debt is unstoppable. However, when you turn to The McElrath Legal Holdings, LLC., you’ll receive the most comprehensive financial and legal assistance available. Get back on the right path by meeting with our bankruptcy lawyer in Washington, PA. Chapter 13 bankruptcy is essentially a reorganization bankruptcy. In Chapter 13 a debtor files for protection and proposes a “Plan” that offers their creditors a monthly payment. Chapter 13 allows a debtor to restructure their debt. Although some debt is paid back, it is paid back on the Debtor’s terms, not the creditors. Chapter 13 cases typically last a minimum of 36 months (3 years) to a maximum of 60 months (5 years). The length of a specific chapter 13 depends on many factors bankruptcy lawyer in Washington, PA bankruptcy law firm in Washington, PA. An experienced chapter 13 attorney should be able to give you a good idea at an initial consultation of how long a chapter 13 would last should you file for Chapter 13 protection. When you decide to take your financial future back into your own hands, the tasks and challenges ahead can seem daunting bankruptcy law firm in Washington, PA. You deserve to work with a bankruptcy law firm that puts your needs first. With over 17 years of experience to our name, you can count on advocates to work with your best interests in mind.
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There are several benefits of Chapter 13, including:
Potential to restructure, and possibly lower automobile loan payments
Pay back tax debt over a period of time without penalties
Catch up on arrears on home mortgages
Discharge certain debts that you can’t discharge in chapter 7
Get a suspended driver’s license back
Less money up front to file. – most or all attorney fees are included in the repayment plan.
Bankruptcy Attorney in Washington, PA Advising You of Your Best Options
Our bankruptcy attorney is focused on helping you build a better financial foundation, restore your daily life, and reaching financial freedom bankruptcy lawyer in Washington, PA. No matter what your circumstances, we have the resources and knowledge to help you reach a manageable debt relief solution. Discover the difference that working with our dedicated legal team can make on your financial situation by visiting our law firm today. Contact our law firm to determine if filing for bankruptcy is right for your unique financial situation bankruptcy law firm in Washington, PA. With multiple offices throughout the state, we proudly serve clients all throughout Pennsylvania. In some cases a debtor’s only option for bankruptcy protection is Chapter 13. For example, if a debtor earns to much money to qualify for a chapter 7 bankruptcy they may be required to file chapter 13 bankruptcy. Also, if you have filed and received a discharge in a chapter 7 case in the prior 8 years, your only option for bankruptcy help would be a chapter 13 bankruptcy. Chapter 13 bankruptcy can be a complex area of the law. If you are looking at filing a chapter 13 you will definitely want to seek advice from one of our experienced Washington, Pa bankruptcy attorneys. Our office has successfully handled hundreds of chapter 13 cases. We understand our local Pennsylvania courts, chapter 13 bankruptcy Trustees and know how to get our clients the best possible result in their Chapter 13 bankruptcy case. To schedule a free consultation with one of our bankruptcy lawyers call our bankruptcy law firm in Washington, PA.