Earn Personalized Guidance from Our Bankruptcy Lawyer in Beaver, PA

It’s never easy facing bankruptcy. So many questions come to mind, and the answers seem so far away. You deserve special representation capable of taking you through the necessary steps to protect your legal rights. If you’ve been given multiple notices from creditors, talk with our bankruptcy lawyer in Beaver, PA. At McElrath Legal Holdings LLC our team of bankruptcy lawyers is committed to counseling clients facing bankruptcy so they can make informed decisions and better their financial standing. Chapter 13 Bankruptcy in Aliquippa, Pa. Waking up day after day with the pressure of overwhelming debt is incredibly stressful. Whether you are a victim of rough economic times or personal adversity, you are far from alone if your financial situation has slipped out of your control. Chapter 13 Bankruptcy in Rochester, Pa. For many, a personal or business bankruptcy can offer a legitimate fresh start or the leeway to get things going in a positive direction once again. It is not the only solution but bankruptcy is often the least risky and most viable way to go. To discuss options available to you with a caring, financially savvy attorney, call today and request a free, no-pressure consultation with one of our Beaver, Pennsylvania bankruptcy attorneys. Chapter 13 bankruptcy in Beaver, Pa allows individuals, as well as debtors engaged in business, to reorganize their debts. While Chapter 13 bankruptcy has historically been referred to as a wage earner’s bankruptcy, any individual with sufficient regular income from any source may qualify for a Chapter 13 bankruptcy filing in Beaver, Pa. Self-employed individuals may also qualify for Chapter 13 relief, and may continue to operate their businesses in Chapter 13.

Best Bankruptcy Law Firm in Beaver, PA

Get back on the right track by turning to our bankruptcy attorney. With over 17 years of experience, we’re well versed in a wide variety of bankruptcy services in Beaver, Pa. When you visit our bankruptcy law office in Beaver, Pennsylvania in need of debt relief, we’ll help you reorganize your finances, negotiate repayment plans with your creditors, and fight debt harassment. We’ll ensure that you are not only choosing the debt relief option that best suits your needs but also that you are making the right decision for your finances and future. Visit our bankruptcy law firm for the most sound advice and guidance in your time of need. Chapter 13 Bankruptcy in Monaca, Pa. At the Beaver, Pennsylvania, McElrath Legal Holdings LLC, we will assess your financial picture and offer dependable information about bankruptcy and various alternatives. You can count on our lawyers to ask the right questions, confront the issues that matter and work hard to help you find the best available solution. Our experience includes many cases of:

  • Chapter 7 bankruptcy — the most straightforward form of relief for many whose financial problems primarily involve credit card balances, back rent and other unsecured debts
  • Chapter 13 bankruptcy — offering debt relief and reorganization with more time to pay for people with a reliable, substantial income source, including the opportunity to strip the lien of a second mortgage or cram-down an auto loan
  • Chapter 11 bankruptcy — most commonly used to enable business reorganization, but also available to higher-income earning individuals and couples with large real estate debts or other unique circumstances

Bankruptcy Attorney in Beaver, PA

Chapter 7 Bankruptcy is a bankruptcy liquidation, commonly referred to as a straight bankruptcy. Chapter 7 Bankruptcy allows individuals, self-employed individuals or debtors otherwise engaged in business, including incorporated entities, as well as Debtors engaged in business, to discharge their debts. Chapter 7 Bankruptcy In Beaver, Pa provides complete relief of unsecured debts, in a relatively short period of time, in that it normally takes 4-5 months from the date of filing to the date of discharge. A bankruptcy discharge releases individual debtors from personal liability for their debt. Chapter 13 Bankruptcy in Ambridge, Pa. The main purpose of a Chapter 7 filing is to discharge unsecured debts, such as credit cards, personal loans, repossession deficiencies, hospital bills, pay-day loans, business debt on which you are personally obligated, and certain old personal or corporate income taxes. If you are behind in payments on secured debt, such as a house or a car, a Chapter 13 Bankruptcy in Beaver, Pa rather than a Chapter 7 is typically the better option, because Chapter 7 does not provide a way to cure secured debt as Chapter 13 does. Chapter 13 Bankruptcy in Aliquppa, Pa We work closely with people who need debt relief, applying our knowledge and experience to address critical issues such as:

  • Stopping home foreclosure
  • Repossession of other property such as a vehicle
  • Student Loan Debt
  • Gambling Debt
  • Stopping creditor harassment
  • Stopping wage garnishment
  • Credit Card Debt
  • Determining whether unpaid taxes might be dischargeable through bankruptcy
  • Openly discussing the impact of bankruptcy on your credit rating
  • Ability to rebuild credit in the future
  • Evaluating and executing asset protection strategies

Contact our law firm to work with skilled bankruptcy attorneys who are committed to getting you out of debt. With multiple offices throughout the state, we proudly serve clients all throughout Western Pennsylvania and Aliquippa, Ambridge, Rochester, Monaca, Beaver Falls, New Brighton, Freedom, Baden, Hopewell.

Beaver, Pa Debt Relief Office
608 3rd St, Beaver, PA 15009
(724) 773-8003